-; -; -. THE PRINCIPLES OF QARD HASAN IN DEBTS AND RECEIVABLES: (OF STRENGTHENING THE UMMAH ECONOMY AND SHARIA FINTECH REGULATION). FIKRUNA: Jurnal Ilmiah Kependidikan dan Kemasyarakatan, v. 7, n. 2, p. 746-774, 24 Mar. 2025.